GringoPost | Ecuador: Canadian--US dollar-- exchanging currency

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Canadian--US dollar-- exchanging currency

The exchange rate is coming down between the two currencies yet the ATM machine where money currently is withdrawn--is very high--still sitting around .34. Could someone please suggest ways to avoid this exchange at the ATM-- without opening a bank account here in Ecuador? This question has been asked before but if someone would be kind enough to advise--it would be greatly appreciated.
For example-- it seems that using a credit card for paying bills here - such as rent - might be an option if it is paid off every month?? Wire transfers?? Currently there is a bank account in the US and also one in Canada--where deposits are made from Canadian income sources such as pensions. Thank you kind people for any direction here,

Barbie Simmons