GringoPost | Ecuador: With private health insurance, what's the hospital payment procedure?

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With private health insurance, what's the hospital payment procedure?

In other words, do the hospitals expect you to pay up front and then get reimbursed from your insurance company, or do they bill the insurance company for you? I'm thinking in terms of a major medical emergency surgery, where you wouldn't necessarily have the cash or a credit card with an available balance large enough to charge it. I've asked a couple of doctors and they had no idea. Thought I'd ask here before making a couple of research trips to hospital billing departments.

Carolyn V Hamilton: carolynvhamilton@gmail.com 702 359 1739. Call after: 9 AM.

City: Cuenca