GringoPost | Ecuador: To be or not to be - auto insurance

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To be or not to be - auto insurance

I may regret posting this question, but I really do want to hear from anyone who has owned a new vehicle for 6 months or more...

1) Have you purchased full coverage insurance?
2) If so from whom?
3) How long have you had your car and your insurance?
4) Have you ever had to use your insurance and if so, how was the coverage?

For anyone who has chosen not to obtain insurance, I would like to know...

1) Have you had damage to your vehicle?
1.1) If so, how long have you owned your vehicle?
1.2) If so, what was the cost for the repairs?

If it was not a new car, I would not even consider full coverage insurance, but I am obviously struggling with the delight that insurance is not required. Repairs are much more affordable in EC and the higher probability of an accident given the immaturity of driver experience in EC.

Cherrie: .

City: Cuenca